Attention homeowners in Omaha, Lincoln, and surrounding areas: Get an Appraisal today!Check out the top reasons Nebraska homeowners need Kirby Appraisals:
At Kirby Appraisals, we understand the particular needs of a consumer seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and accountants. Being a regular consumer that most likely doesn't see an appraisal on a regular basis, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we present our findings. For Sale by Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Kirby Appraisals, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value judgement than yours.Challenging the tax assessment of your propertyLet's say your home is not appreciating as much as other homes nearby -- your local tax assessor may have your home overvalued. This means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. Getting an appraisal report from Kirby Appraisals is your perfect weapon when contesting your property tax assessment.PMI Removal AppraisalsGetting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. We are experienced in helping homeowners just like you abolish unneeded and unwanted PMI insurance.Recently got a freeze to your HELOC?Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow angle, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Kirby Appraisals can provide you with efficient appraisal to help you reinstate your HELOC.We Also Offer Field and Desktop Appraisal Review ServicesDo you need a veteran appraiser to double-check your appraisal for precision, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide you with a retrospective review of any appraisal you may have had done before. Although most review work is commissioned by lenders, homeowners suspecting a prior appraisal wasn't above board are prudent to invest in a second opinion. |
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